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ALWAYS MONEY™ Terms of Use:

Terms of Use:

Agreement Between User and Always Money :

Welcome to alwaysmoney.com. The alwaysmoney.com website (the "Site") is comprised of various web pages owned, operated, and maintained by TMS Group, Inc. d/b/a Always Money and Three Rivers Investment, Inc. d/b/a Always Money ("Always Money"). Alwaysmoney.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of alwaysmoney.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

Privacy :

Your use of alwaysmoney.com is subject to Always Money's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices

Electronic Communications :

Visiting the Site or sending emails to Always Money constitutes electronic communications. If you apply to us for credit or you request account services or information from us by or through this Site, you will be given the option of also consenting, acknowledging and agreeing to receive important notices, disclosures and other communications in electronic form (either by email or via the Internet) and signing electronically as provided for in the E-Consent Agreement which is part of the enrollment process.

Your User Account :

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Always Money is not responsible for third party access to your account that results from theft or misappropriation of your account. Always Money and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.


You must be at least 18 years of age (19 in Alabama) to qualify for the products and services offered by Always Money. If you are under 18, you may use the Site only with permission of a parent or guardian.

Links to Third Party Sites/Third Party Services :

The Site may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Always Money and Always Money is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Always Money is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Always Money of the site or any association with its operators.


Certain services made available via the Site are delivered by third party sites and organizations. By usingany product, service or functionality originating from the alwaysmoney.com domain, you hereby acknowledge and consent that Always Money may share such information and data with any third party with whom Always Money has a contractual relationship to provide the requested product, service or functionality on behalf of the Site users and customers.

No Unlawful or Prohibited Use/Intellectual Property :

You are granted a non-exclusive, nontransferable, revocable license to access and use alwaysmoney.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Always Money that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.


All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Always Money or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.


You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Always Money content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Always Money and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Always Money or our licensors except as expressly authorized by these Terms

International Users :

The Service is controlled, operated and administered by Always Money from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Always Money Content accessed through the Site in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification :

You agree to indemnify, defend and hold harmless Always Money, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Always Money reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Always Money in asserting any available defenses.

Liability Disclaimer :

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.


TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT


TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY OR ANY OF ITS AFFILIATES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction :

Always Money reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Alabama and you hereby consent to the exclusive jurisdiction and venue of courts in Alabama in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.


You agree that no joint venture, partnership, employment, or agency relationship exists between you and Always Money as a result of this agreement or use of the Site. Always Money's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Always Money's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Always Money with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect .


Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Always Money with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Always Money with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms :

Always Money reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions. Always Money encourages you to periodically review the Terms to stay informed of our updates.

Contact Us :

Always Money welcomes your questions or comments regarding the Terms:

By Mail:

Always Money
Attn: Legal Dept.
P.O. Box 241525
Montgomery, Alabama 36124

By Email:

customerservice@alwaysmoney.com

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Agreement Between User and Always Money :

Welcome to alwaysmoney.com. The alwaysmoney.com website (the "Site") is comprised of various web pages owned, operated, and maintained by TMS Group, Inc. d/b/a Always Money and Three Rivers Investment, Inc. d/b/a Always Money ("Always Money"). Alwaysmoney.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of alwaysmoney.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

Privacy :

Your use of alwaysmoney.com is subject to Always Money's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices

Electronic Communications :

Visiting the Site or sending emails to Always Money constitutes electronic communications. If you apply to us for credit or you request account services or information from us by or through this Site, you will be given the option of also consenting, acknowledging and agreeing to receive important notices, disclosures and other communications in electronic form (either by email or via the Internet) and signing electronically as provided for in the E-Consent Agreement which is part of the enrollment process.

Your User Account :

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Always Money is not responsible for third party access to your account that results from theft or misappropriation of your account. Always Money and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

You must be at least 18 years of age (19 in Alabama) to qualify for the products and services offered by Always Money. If you are under 18, you may use the Site only with permission of a parent or guardian.

Links to Third Party Sites/Third Party Services :

The Site may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Always Money and Always Money is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Always Money is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Always Money of the site or any association with its operators.

Certain services made available via the Site are delivered by third party sites and organizations. By usingany product, service or functionality originating from the alwaysmoney.com domain, you hereby acknowledge and consent that Always Money may share such information and data with any third party with whom Always Money has a contractual relationship to provide the requested product, service or functionality on behalf of the Site users and customers.

No Unlawful or Prohibited Use/Intellectual Property :

You are granted a non-exclusive, nontransferable, revocable license to access and use alwaysmoney.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Always Money that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Always Money or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Always Money content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Always Money and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Always Money or our licensors except as expressly authorized by these Terms

International Users :

The Service is controlled, operated and administered by Always Money from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Always Money Content accessed through the Site in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification :

You agree to indemnify, defend and hold harmless Always Money, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Always Money reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Always Money in asserting any available defenses.

Liability Disclaimer :

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY AND/OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF TMS GROUP, INC. D/B/A ALWAYS MONEY AND THREE RIVERS INVESTMENT, INC. D/B/A ALWAYS MONEY OR ANY OF ITS AFFILIATES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction :

Always Money reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Alabama and you hereby consent to the exclusive jurisdiction and venue of courts in Alabama in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Always Money as a result of this agreement or use of the Site. Always Money's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Always Money's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Always Money with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect .

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Always Money with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Always Money with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms :

Always Money reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions. Always Money encourages you to periodically review the Terms to stay informed of our updates.

Contact Us :

Always Money welcomes your questions or comments regarding the Terms.

By Mail :

Always Money
Attn: Legal Dept.
P.O. Box 241525
Montgomery, Alabama 36124

By E-Mail :

customerservice@alwaysmoney.com